Chime Checking, Savings and Chime Card statements
Convert a Chime bank statement to Excel, CSV or QuickBooks
Chime gives you a monthly statement and no transaction download. Convert the PDF to get Chime Checking, Savings or Chime Card activity into Excel, CSV or QuickBooks, checked against the summary Chime prints.
- Checking, Savings and Chime Card sections kept apart
- Summary lines used as the proof, not as rows
- Transfers between Chime accounts counted once
- Every row linked to its line on the PDF
Monthly
Checking and Savings statements
Chime Card by billing cycle
Bancorp or Stride
the banks that hold the accounts
Chime is not a bank
No paper
statements
Download and print your own
Not published
how far back statements go
Check Account statements in the app
The short answer
Can you export Chime transactions to Excel?
Not from Chime itself. Chime’s help pages describe viewing, searching and filtering transactions in the app, and downloading monthly statements, but no CSV or spreadsheet export. To get Chime transactions into Excel, download the statement and convert it.
Statements are in the Chime app under Profile, then Documents, then Account statements, and on chime.com under Profile, then Documents. Choose the account and the month. Checking and Savings statements are generated monthly, and the Chime Card and Credit Builder statements by billing cycle. Chime does not mail paper statements, and it does not say how many months it keeps online.
A converted Chime statement is checked against the summary at the top of each account section: the beginning balance plus deposits, minus ATM withdrawals, purchases, transfers, round-ups, fees and tips, must equal the ending balance.
One statement, several accounts, and the same money on both sides
Sample statement
What a Chime statement looks like
Hover or tap a number to see what each part means for a conversion.
Chime
Checking Account Statement · Account ending 4821
Statement period September 1 – September 30, 2026
Issued by The Bancorp Bank, N.A., Member FDIC
Checking Account Statement summary
- Beginning balance on September 1, 2026
- $412.30
- Deposits
- $1,420.00
- ATM Withdrawals
- -$60.00
- Purchases
- -$86.42
- Adjustments
- $0.00
- Transfers
- -$300.00
- Round Up Transfers
- -$0.58
- Fees
- -$2.50
- SpotMe Tips
- $0.00
- Ending balance on September 30, 2026
- $1,382.80
Checking: Transactions
| Transaction Date | Description | Type | Amount | Net Amount | Settlement Date |
|---|---|---|---|---|---|
| 09/05/2026 | ACME LOGISTICS PAYROLL | Deposit | $1,420.00 | $1,420.00 | 09/05/2026 |
| 09/08/2026 | KROGER #512 COLUMBUS OH | Purchase | -$86.42 | -$86.42 | 09/09/2026 |
| 09/08/2026 | Round Up Transfer to Savings | Round Up Transfer | -$0.58 | -$0.58 | 09/08/2026 |
| 09/12/2026 | ATM WITHDRAWAL 7-ELEVEN 3341 | ATM Withdrawal | -$60.00 | -$60.00 | 09/12/2026 |
| 09/12/2026 | Out-of-network ATM withdrawal fee | Fee | -$2.50 | -$2.50 | 09/12/2026 |
| 09/15/2026 | Transfer to Chime Savings Account | Transfer | -$300.00 | -$300.00 | 09/15/2026 |
Savings Account Statement: Transactions
| Transaction Date | Description | Type | Amount | Net Amount | Settlement Date |
|---|---|---|---|---|---|
| 09/08/2026 | Round Up Transfer from Checking | Round Up Transfer | $0.58 | $0.58 | 09/08/2026 |
| 09/15/2026 | Transfer from Chime Checking Account | Transfer | $300.00 | $300.00 | 09/15/2026 |
| 09/30/2026 | Interest | Interest | $0.41 | $0.41 | 09/30/2026 |
Savings: beginning $1,000.00 · ending balance on September 30, 2026$1,300.99
Native export
What Chime lets you export
There is one document to work from. Converting it is how the rows get out.
Account statements
Not published
One statement per month for Checking and Savings, and per billing cycle for Chime Card and Credit Builder, each with its own summary and ending balance.
Where it stops: A document only, at least a month long. Getting the rows into Excel or QuickBooks means converting it.
Transactions in the app
Not published
View, search and filter transactions, including pending ones, and tap any item for its details.
Where it stops: Chime’s help pages describe no CSV, QFX or QBO export of this list.
Converting the statement with VouchRow
Any statement you have
The PDF becomes rows in the format you need, checked against the summary of each account section, with every row linked to its line.
Where it stops: Needs the statement PDF. A month you never saved has to come from Chime first.
How far back
How far back each Chime option reaches
Chime does not publish how many months of statements or transactions it keeps. Save the statements you will need.
Account statements (Checking, Savings, Chime Card)
Not published
Listed under Profile, Documents, Account statements by account and month. Chime gives no retention figure.
Transaction list in the app
Not published
Search and filter on screen. Chime’s help pages describe no download of this list.
A dashed bar means the bank does not publish a figure; check your own online banking.
Step by step
How to convert a Chime bank statement
- 1Download the statements from ChimeIn the Chime app, tap Profile, then Documents, then Account statements, choose the account and month, and use the export icon at the top right. On chime.com, go to Profile, then Documents, and select the statement under Account Statements.
- 2Know which sections you needA Chime statement can carry Checking, Savings and Chime Card sections. A lender reviewing income usually wants Checking; a full picture of spending needs the Chime Card section too.
- 3Upload and convertSign in to VouchRow and add the PDFs. Digital statements convert in batches. A scanned or printed copy is read with OCR, one at a time. A password-protected PDF is unlocked in your browser; the password is never sent.
- 4Check against the summaryBeginning balance plus the rows must equal the ending balance, and the printed totals must match. If not, VouchRow shows the dollar difference, and clicking any row shows its line on the PDF.
- 5ExportExcel or CSV for a lender or a review, QBO for QuickBooks, QFX or QIF for Quicken, or the Xero CSV preset.
Formats
Where is your Chime data going?
Pick the destination. The advice changes with it.
Chime bank statement to Excel
An .xlsx with one row per transaction: date, description and a signed amount, money in positive and money out negative. The beginning balance plus the column equals the ending balance on Chime’s summary.
For an income review, convert two or three months in one batch and total the Deposit rows by month. Leave out transfers from your own Savings or Secured Deposit Account; they are not income.
PDF to ExcelChime bank statement to CSV
CSV is for when another tool reads the file: a budgeting app, an underwriting system or a spreadsheet script. Choose the date format the importer expects before you export.
Chime has no CSV export of its own, so a converted CSV is the only way to get one, and it has the same columns every month.
PDF to CSVChime bank statement to QuickBooks
Export QBO and import it into a bank account in QuickBooks (in QuickBooks Online, upload from file under bank transactions; in Desktop, as Web Connect). Set up Chime Checking and Savings as separate accounts.
Each row carries a transaction ID, so importing a month twice does not duplicate it. Match transfers between the two accounts as transfers.
PDF to QBOChime bank statement to Quicken
Convert to QFX and import into a Chime account in Quicken, one account per Chime section you track.
QFX carries a transaction ID per row; QIF does not, so a month imported twice in QIF duplicates. Prefer QFX.
PDF to QFXChime bank statement to Xero
Use the Xero CSV preset: one signed amount column and the date format Xero expects. Import into a Chime bank account in Xero, then reconcile.
If the business also uses Chime Savings, import it as its own account so transfers between the two reconcile against each other.
Statements into XeroStatement layout
How a Chime statement is laid out
The facts to check against the statement in front of you. Accounts covered: Chime Checking Account, Chime Savings Account, Chime Card (secured credit card), Credit Builder (earlier secured card).
| Date format | MM/DD/YYYY, with a Transaction Date and a Settlement Date on each row |
|---|---|
| Running balance | None on the rows. The summary gives the beginning and ending balance for the month |
| Amount columns | Amount and Net Amount, with money out printed with a minus sign |
| Summary lines | Beginning balance, Deposits, ATM Withdrawals, Purchases, Adjustments, Transfers, Round Up Transfers, Fees, SpotMe Tips, Ending balance |
| More than one account | Separate sections for Checking, Savings and the Chime Card or Credit Builder secured account, each with its own ending balance |
Why it works
Built around how Chime prints a statement
The summary is the proof
Deposits, ATM Withdrawals, Purchases, Transfers, Round Up Transfers, Fees and SpotMe Tips are the month’s totals. They are used as the check and kept out of the rows.
Each account on its own
Checking, Savings and Chime Card sections each carry their own ending balance. Converting them as separate accounts keeps the balances honest.
Two dates per row
Chime prints when you made a purchase and when it settled. Pick one basis for the books and keep it all year.
Deposits easy to total
Payroll, transfers in and other deposits come out as positive rows, ready to total by month for an income review.
Every row traced to its line
Click a row and the PDF opens at the line it came from. A lender or landlord can check any deposit without paging through the statement.
Older and closed accounts
Any Chime statement you saved converts the same way, including accounts you can no longer log in to.
Checked before export
A misread digit is caught on its own row
Every conversion is tested against the statement: the running balance on every row, page subtotals, opening plus movement against closing, the printed credit and debit totals, and the transaction count. When a number does not add up, VouchRow names the row and highlights the line it came from on the PDF.
Arithmetic only: it verifies amounts, balances and totals, not descriptions or dates, and two errors that cancel out would pass. The source-line link covers the rest.
How the checks workRunning balance check
- POS AMAZON MKTPLACE−86.4316,604.12
- CHECK #1042−1,250.0015,354.12
- ZELLE FROM J MORALES+640.0015,994.12
Every row agrees with the balance printed beside it.
Not a bank
Who holds a Chime account
Chime describes itself as a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, and the Chime Card is issued by one of the two (Chime says to check the back of the card). Chime statements name the issuing bank, which is the name a lender or a court may ask for.
In September 2026 Chime signed an agreement to buy Stride Bank’s parent company. When it closes, which Chime expects in the first half of 2027 subject to OCC and Federal Reserve approval, Stride is to be renamed Chime Bank, N.A. Statements issued before and after that date may name different banks for the same account, so keep the bank name as printed on each statement.
Layout
How a Chime checking account statement is laid out
Chime does not publish a sample statement, so this is how recent Chime checking statements print; compare it with yours. The Checking Account Statement section opens with a summary: Beginning balance on the first day, then Deposits, ATM Withdrawals, Purchases, Adjustments, Transfers, Round Up Transfers, Fees and SpotMe Tips, then Ending balance on the last day.
The transactions follow with six columns: Transaction Date, Description, Type, Amount, Net Amount and Settlement Date. Dates are MM/DD/YYYY. Money out carries a minus sign. Type names the category the row is totalled under (Deposit, Purchase, Transfer, Fee and so on), which is what ties the rows to the summary lines. There is no running balance on the rows.
Amount and Net Amount match on most rows. Use one of them, never both, or every transaction is counted twice.
Proof of income
Chime statements for lenders and landlords
Chime statements are often what an applicant has to show income: payroll arrives by direct deposit and there is no paper pay trail. Chime says it cannot provide a statement shorter than one month, and that the statements in the app are the only ones it provides. A lender asking for “the last 60 days” gets two or three monthly statements.
Converting them gives a reviewer the deposits as rows, ready to total by month, with every row linked to its line on the PDF and each month checked against Chime’s own summary. Transfers in from the applicant’s own Savings or Chime Card sections are not income; the Type column and the section they sit in show which deposits are external.
Chime Card
Chime Card and the Secured Deposit Account
Chime Card is a secured Visa credit card. Chime explains that money added to your Chime account is generally deposited to Checking and then automatically moved to your Secured Deposit Account, which becomes the balance you spend with the card. That move shows on the statement as a transfer out of checking and into the secured account.
Its activity is in the Chime Card Secured Account Billing Statement section (Credit Builder Secured Account Billing Statement on older accounts), issued by billing cycle rather than calendar month. For books or a budget, treat the secured account as its own account and the move from checking as a transfer, not spending.
Troubleshooting
Common Chime statement conversion problems
Most Chime errors come from the summary, the extra amount column and the multiple sections.
- Ten extra rows at the top: the summary lines were read as transactions. They are the month’s totals.
- Every amount is doubled: both Amount and Net Amount were summed. Use one.
- Spending looks far too low: only the Checking section was converted, and the Chime Card section holds the purchases.
- Transfers counted as income: money moved from Savings or the Secured Deposit Account was read as a deposit.
- A month is off by a day at the edges: Transaction Date and Settlement Date were mixed. Choose one.
- A section shows $0.00 but there was money: Chime says each section shows only its own account’s ending balance. Check the other sections.
Side by side
Chime’s app vs converting the statement
| Chime app and chime.com | Converting the PDF statement | |
|---|---|---|
| Get transactions into Excel | No export described in Chime’s help pages | Excel, CSV, QBO, QFX, OFX, QIF, IIF, Tally XML |
| How far back | Not published by Chime | Any statement you have saved |
| Period covered | Search and filter on screen | One statement, one month (or billing cycle) |
| Checked against Chime’s totals | No | Against the summary of each account section |
| Closed accounts | Call Chime for copies | Any statement PDF you kept |
| Proof for a reviewer | Screenshots | Every row linked to its line on the PDF |
Before you import
After converting a Chime statement, check these
- The month balancesBeginning balance plus the rows equals the ending balance in each account section. If not, the difference is shown.
- No summary rowsNone of the ten summary lines (Deposits, Purchases, SpotMe Tips and so on) appear among the transactions.
- One amount columnAmount or Net Amount, not both.
- Sections kept apartChecking, Savings and Chime Card rows are in separate files or accounts, each tying to its own ending balance.
- Transfers counted onceA move from Checking to Savings or the Secured Deposit Account is a transfer, not spending and not income.
- One date basisTransaction Date or Settlement Date, used consistently across every month.
Downloaded activity and statements are not the same thing
Excel for Chime
Who uses it
Who converts Chime statements
Mortgage and loan officers
Two or three months of a borrower’s Chime statements, with deposits totalled by month and each one traceable to the PDF.
Landlords and property managers
An applicant’s Chime statements turned into a spreadsheet of payroll deposits, checked against Chime’s own monthly summary.
Gig workers and their tax preparers
A year of Chime Checking statements converted in one batch, with platform payouts separated from transfers between Chime accounts.
Family law and forensic work
Chime statements produced in discovery, including the Chime Card section, so spending on the secured card is not missed.
FAQ
Chime statements: questions
How do I get my bank statement from Chime?
In the Chime app, tap Profile, then Documents, then Account statements, and choose the account and month. On chime.com, go to Profile, then Documents. If you cannot log in, Chime says to call (844) 244-6363 for copies.
Does Chime send bank statements by mail?
No. Chime does not provide physical statements. It emails you when a statement is ready, and you can download and print it yourself.
Can I export Chime transactions to Excel?
Chime’s help pages describe no export. Download the monthly statement and convert it here to Excel or CSV; the rows are checked against Chime’s summary.
How far back can I get Chime statements?
Chime does not publish a figure. Check the Account statements list in the app for the months available, and save the ones you need.
Can I get a Chime statement for less than a month?
No. Chime says it cannot provide a statement shorter than one month. For a shorter period, convert the monthly statement and filter the rows by date.
What does a Chime bank statement look like?
Each account section opens with a summary (beginning balance, deposits, ATM withdrawals, purchases, transfers, round-ups, fees, SpotMe tips, ending balance), followed by rows with a transaction date, description, type, amount, net amount and settlement date.
Is Chime a bank?
No. Chime is a financial technology company. Its accounts are held by The Bancorp Bank, N.A. or Stride Bank, N.A. Chime has agreed to buy Stride, which would then be renamed Chime Bank, N.A.; the deal had not closed as of October 2026.
Can I get Chime transactions into QuickBooks?
Chime’s help pages do not describe a QuickBooks or Quicken download. Convert the statement PDF to QBO and import it into a Chime account in QuickBooks.
Keep going
Related guides and converters
Sources
The facts about Chime on this page come from these pages, checked in October 2026. Banks change their online banking; if something here no longer matches, the bank’s own help page wins. Tell us and we will update it.
- Chime: view or download account statements (help.chime.com)
- Chime: statements cannot be shorter than one month (help.chime.com)
- Chime: is Chime a bank? (help.chime.com)
- Chime: what is Chime Card? (help.chime.com)
- Chime: view, search and filter transactions (help.chime.com)
- Chime Financial 8-K: agreement to acquire Stride Bank (sec.gov)
Convert your Chime statements
Upload the PDFs, check each account section against Chime’s summary, and export Excel, CSV, QBO or QFX.