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Venmo personal, business and Venmo Credit Card statements

Convert a Venmo statement to Excel, CSV or QuickBooks

Venmo gives you a CSV statement for each month or quarter, three years back. Convert when what you have is a PDF, such as a Venmo Credit Card statement or a printed Venmo statement, or when the books need QBO or QFX.

  • Venmo Credit Card PDFs signed the cardholder’s way
  • Printed Venmo statements read with OCR
  • QBO and QFX, which Venmo does not offer
  • Every row linked to its line on the PDF
Create your account Venmo to QBO
venmo-statement-march.pdf
TransactionAmount · Balance
Checking running balance · row 1 of 6

3 years

of statements

Monthly or quarterly, by activity

CSV

Venmo’s statement format

No PDF account statement described

1.9% + $0.10

business profile fee

Deducted from each payment

$20,000 and 200

1099-K threshold for 2025

Goods and services only; some states lower

The short answer

Can you export Venmo transactions to Excel?

Yes, and Venmo does most of it for you. Under Statements (Settings, then Statements in the app; Statements in the sidebar on venmo.com), pick a month and year and choose Download CSV. Venmo’s statement is that CSV file: it opens in Excel as it is, and statements go back three years, in one-month or quarterly periods depending on how active the account is.

So when does converting help? When the statement you have is a PDF. The Venmo Credit Card, issued by Synchrony Bank, sends a statement every cycle to the email on the card account, and that statement is a document, not a CSV. Bookkeepers and lenders also receive Venmo statements as printouts or PDFs from clients and borrowers who saved the page instead of the file. And Venmo offers no QuickBooks or Quicken format, so anyone importing into accounting software has to produce QBO, QFX or a mapped CSV somehow.

If you do work from Venmo’s own CSV, know its shape before you import it: a title line naming the account and period, the beginning balance on a row of its own, amounts written as text such as “+ $650.00”, and the ending balance and fee totals at the bottom. Most import screens need that cleaned first.

Watch for this

Payments funded from your bank are on the statement but not in the Venmo balance

A Venmo statement lists every payment you sent or received, whatever paid for it. A payment funded from a linked bank account or card shows its amount like any other row, with the bank or card in the Funding Source column, but the money never passed through your Venmo balance. Add up every amount and you will not reach the Ending Balance; add only the rows that moved the balance and you will. The same payment then appears again on the bank statement as a Venmo debit, so a bookkeeper who imports both counts it twice. The Funding Source and Destination columns decide which account each row belongs to.

Sample statement

What a Venmo statement looks like

Hover or tap a number to see what each part means for a conversion.

Venmo account statement CSV opened in a spreadsheet, September 2026 (illustrative; some columns hidden)

Account Statement

(@jane-doe-22) · September 1st to September 30th 2026

Account Activity

Columns: ID, Datetime, Type, Status, Note, From, To, Amount (total), Amount (tip), Amount (fee), Funding Source, Destination, Beginning Balance, Ending Balance

Balance and fee columns (top and bottom rows only)

Beginning Balance
$212.40
Ending Balance
$119.65
Statement Period Venmo Fees
$0.00
Year to Date Venmo Fees
$0.00

Account Activity: paid from or into the Venmo balance

DatetimeTypeNoteFromToAmount (total)Funding Source / Destination
2026-09-02T18:04:11PaymentSeptember rent shareSam RiveraJane Doe+ $650.00Destination: Venmo balance
2026-09-05T12:30:02PaymentDinner at Lupe’sJane DoeLee Chen- $42.75Funding: Venmo balance
2026-09-09T09:15:44Standard Transfer- $700.00Destination: Chase Bank *6612

Movement in the Venmo balance-$92.75

Account Activity: paid from a linked bank

DatetimeTypeNoteFromToAmount (total)Funding Source / Destination
2026-09-24T07:55:30PaymentCoffee beansJane DoeBlue Bottle Coffee- $14.50Funding: Chase Bank Checking *6612

Not in the Venmo balance-$14.50

Illustrative layout. The sections and columns follow a real Venmo statement; the names and numbers are made up.

Native export

What Venmo lets you export

Venmo’s own CSV covers the balance well. The card statement and any PDF copies are where converting comes in.

CSV

Statements (Download CSV)

Last 3 years

One file per month or quarter with ID, Datetime, Type, Status, Note, From, To, amounts, funding source, destination and the period’s beginning and ending balance.

Where it stops: CSV only, laid out for reading rather than importing. No QBO, QFX or PDF.

PDF

Venmo Credit Card statements

Not published

Emailed each cycle and downloadable from the Venmo Credit Card section of the app, with the cycle’s charges, payments, fees and interest.

Where it stops: A document only. Getting the rows into Excel or QuickBooks means converting it.

XLSXCSVQBOQFXOFXQIF

Converting the statement with VouchRow

Any statement PDF you have

The PDF becomes one row per transaction, checked against the statement’s balances or summary totals, with every row linked to its line.

Where it stops: Works from a PDF or a scan. Venmo’s own CSV is a different file and is not uploaded here.

How far back

How far back each Venmo option reaches

Venmo publishes one figure, for account statements. For the card and the in-app feed it does not say.

Account statements (CSV)

3 years

In one-month or quarterly periods, depending on account activity, for personal accounts, business profiles and Teen Accounts.

Venmo Credit Card statements

Not published

Emailed every cycle and viewable in the app. Venmo does not say how many cycles the app keeps; save each one.

Transactions feed in the app

Not published

The Transactions toggle on the Me tab shows recent activity. For anything you need to keep, use the statement.

A dashed bar means the bank does not publish a figure; check your own online banking.

Step by step

How to convert a Venmo statement

  1. 1Get the statementFor your Venmo balance, download the CSV from Statements; if you only have a PDF or a printout, use that. For the Venmo Credit Card, open the Venmo Credit Card section of the app and choose View statements, or use the statement Venmo emails each cycle.
  2. 2Keep the card and the balance apartThe Venmo Credit Card is a credit account and your Venmo balance is a wallet. Convert and import them as two accounts, the way they appear in the books.
  3. 3Upload and convertSign in to VouchRow and add the PDFs. Digital PDFs convert in batches. A scanned or photographed printout is read with OCR, one at a time. A password-protected PDF is unlocked in your browser; the password is never sent.
  4. 4Check the totalsCard statements are checked against their summary totals, and a balance statement against its beginning and ending balance. If they disagree, VouchRow shows the dollar difference, and clicking a row shows its line on the PDF.
  5. 5ExportExcel or CSV to review, QBO for QuickBooks, QFX or QIF for Quicken, or the Xero CSV preset.

Formats

Where is your Venmo data going?

Pick the destination. The advice changes with it.

Venmo statement to Excel

If you have Venmo’s CSV, it opens in Excel already; delete the title lines and turn the Amount (total) text into numbers. If you have a PDF or a printout of a Venmo statement, convert it to an .xlsx with one row per transaction and money in positive, money out negative.

For Venmo Credit Card statements, the converted sheet has purchases, fees and interest negative and payments positive, so the column sums to the change in what you owe.

PDF to Excel

Statement layout

How a Venmo statement is laid out

The facts to check against the statement in front of you. Accounts covered: Personal accounts, Business profiles, Teen Accounts (statements for the parent or guardian), Venmo Credit Card (issued by Synchrony Bank).

FormatA CSV file. Venmo’s help pages describe no PDF account statement
Date formatOne Datetime column in ISO form (2026-09-02T18:04:11), with no time zone
Amount column“Amount (total)” written as text with a sign and spaces (“+ $650.00”, “- $42.75”), with tip and fee in their own columns
BalanceBeginning Balance and Ending Balance are columns, filled once at the top and once at the bottom, not on every row
Statement periodOne month or one quarter per file, depending on account activity

Why it works

Built around how Venmo records money

Bank-funded payments caught

Payments paid from a linked bank or card do not move the Venmo balance. Count them and the balance check shows the exact dollar difference, so they can be moved to the bank account where they belong.

Venmo Credit Card as a card

Exported the cardholder’s way: purchases, fees and interest negative, payments and refunds positive, which is what QuickBooks, Quicken and Xero expect.

Printouts read with OCR

A Venmo statement that reached you as a scan or a photographed printout is read with OCR, one at a time, and still linked line by line to the image.

Business fees visible

Venmo takes its business profile fee out of each payment before it reaches you. The fee stays visible, so sales can be booked at the amount the customer paid.

Every row traced to its line

Click a row and the PDF opens at the line it came from. Useful when a lender asks what a particular deposit was.

Files your software takes

Venmo stops at CSV. Converted statements export QBO and QFX with transaction IDs, so a month imported twice does not duplicate.

Checked before export

A misread digit is caught on its own row

Every conversion is tested against the statement: the running balance on every row, page subtotals, opening plus movement against closing, the printed credit and debit totals, and the transaction count. When a number does not add up, VouchRow names the row and highlights the line it came from on the PDF.

Arithmetic only: it verifies amounts, balances and totals, not descriptions or dates, and two errors that cancel out would pass. The source-line link covers the rest.

How the checks work

Running balance check

RowAmountBalance
  • POS AMAZON MKTPLACE−86.4316,604.12
  • CHECK #1042−1,250.0015,354.12
  • ZELLE FROM J MORALES+640.0015,994.12

Every row agrees with the balance printed beside it.

The CSV

What Venmo’s statement CSV contains

Venmo’s help center describes the account statement as “a detailed history of your Venmo transactions in a downloadable CSV file”, available for personal accounts, Teen Accounts, business profiles and charity profiles. On the web, a profile selector at the top of the Statements page switches between a personal account and a business profile. Teen Account statements are only available to the parent or guardian.

The file is not a plain table. It opens with an “Account Statement” title line naming the account and the period, then an “Account Activity” line, then the column headings, starting with ID, Datetime, Type, Status, Note, From and To, then Amount (total) with separate tip and fee columns, Funding Source, Destination, and Beginning Balance and Ending Balance. The first data row carries only the beginning balance; the ending balance and fee totals for the period and the year to date come at the end.

In the app, a file too large to download is emailed to you instead. On venmo.com you choose the month and year and select Download CSV.

Why it rarely imports cleanly

Venmo’s CSV vs a file your accounting software takes

Amounts are written as text with a sign, a space and a dollar sign, and the balance lives in two columns that are blank on almost every row. Payments funded from a bank or card are listed alongside balance payments. An import screen expecting one date, one description and one number per row either rejects the file or brings in the title and balance lines as transactions.

If you have the CSV and only need a spreadsheet, tidy it in Excel and you are done. If you need it in QuickBooks, Quicken or Xero, the file has to be mapped; see CSV to QBO for that route. For Venmo statements you hold as PDFs, converting produces the clean file directly.

Business profiles

Venmo business profiles, fees and the 1099-K

A business profile pays a fee on every payment of $1.00 or more: Venmo’s standard rate for payments from another Venmo account is 1.9% + $0.10, deducted automatically from what the customer sent. Tips added to payments are shown when you download the business profile’s statement from the web.

For goods and services payments, Venmo issues Form 1099-K for 2025 only when payments exceed $20,000 and there are more than 200 of them in the calendar year (some states set lower thresholds). Friends-and-family payments are excluded. The 1099-K reports gross amounts, before fees, so reconciling it needs the gross sales and the fees side by side; the monthly statements are where that detail is.

Tax forms are under Settings, then Tax Documents, in the app or on the website. Venmo’s estimated issue date for the 1099-K is January 31.

Venmo Credit Card

Venmo Credit Card statements

The Venmo Credit Card is issued by Synchrony Bank. Venmo says an electronic statement is always sent to the email on the card account, and statements can be viewed and downloaded in the Venmo Credit Card section of the app. Payment history is in the card’s Transactions tab and on the statement.

This is the Venmo document that most often needs converting: a card statement with a summary and a list of charges, which no CSV covers. Converted card rows are checked against the statement’s summary totals and exported the cardholder’s way, with purchases, fees and interest negative and payments positive. Venmo does not publish how many months of card statements the app keeps, so save them as they arrive.

Troubleshooting

Common Venmo statement problems

Most Venmo problems come from the CSV’s layout and from money that never touched the balance.

  • The month will not reach the Ending Balance: bank- or card-funded payments were counted. They did not move the Venmo balance.
  • A payment is counted twice in the books: it was funded from the bank and imported from both the Venmo statement and the bank statement.
  • The importer rejects the amounts: Venmo writes them as text such as “+ $650.00”. They need to be plain signed numbers.
  • Transactions appear at the wrong hour or date: the Datetime column carries no time zone. Late-evening payments can land on the next day.
  • A file covers three months: Venmo issues quarterly statements for less active accounts. It is one statement, not three.
  • No statement older than three years: that is as far back as Venmo’s statements go. Older periods only exist where someone saved them.

Side by side

Venmo’s CSV statement vs converting a PDF

Venmo’s CSV statementConverting a PDF (VouchRow)
How far backThree yearsAny statement you have as a PDF or printout
FormatsCSV onlyExcel, CSV, QBO, QFX, OFX, QIF, IIF, Tally XML
Venmo Credit CardNot includedCard statements converted and signed as a card
Ready to importNeeds cleaning: title lines, text amounts, balance columnsOne row per transaction, signed amounts
Needs the Venmo loginYesNo: a PDF a client or borrower sends works
Proof for a reviewerA spreadsheetEvery row linked to its line on the PDF

Before you import

After converting a Venmo statement, check these

  • The balance tiesBeginning Balance plus the rows that moved the balance equals the Ending Balance.
  • Bank-funded payments counted oncePayments paid from a linked bank or card are in the bank account’s books, not the Venmo account’s as well.
  • Transfers matchedEach Standard or Instant Transfer appears as a deposit on the bank statement it went to.
  • Fees visibleOn a business profile, Venmo’s fee is shown for each payment, and the fees add up to Statement Period Venmo Fees.
  • Card signed as a cardOn Venmo Credit Card statements, purchases are negative and payments to the card positive.
  • Quarterly files split correctlyA quarterly statement covers three months; make sure each row lands in its own month in the books.

Downloaded activity and statements are not the same thing

Every large US bank offers two different exports, and people reach for the wrong one constantly. Downloadable account activity — CSV, and often QFX or OFX — covers a recent window, typically a few months, and stops. Statements are PDFs, are issued per period, and go back years. If you need last March, the activity export will not have it and the statement will; converting the PDF is how that gap is closed.
Suggested format

QBO for Venmo

Venmo offers no QuickBooks or Quicken file of its own. QBO imports Venmo Credit Card statements, and any Venmo statement you hold as a PDF, into QuickBooks with a transaction ID on every row.
Venmo statement to QBO

Who uses it

Who converts Venmo statements

01

Small businesses on a business profile

Statements turned into QBO for QuickBooks, with Venmo’s fees kept visible so sales match the 1099-K at gross.

02

Venmo Credit Card holders

A year of card statements converted for taxes or a budget, with purchases and payments signed correctly.

03

Lenders and landlords

Venmo statements an applicant sends as PDFs or printouts, converted so each incoming payment can be traced to its line.

04

Divorce and forensic work

Venmo statements produced in discovery, with the funding source of every payment kept so it can be matched to the bank statements.

FAQ

Venmo statements: questions

Does Venmo provide statements?

Yes. Venmo’s account statement is a CSV file you download from Statements in the app (under Settings) or on venmo.com. The Venmo Credit Card has its own statements, emailed each cycle and viewable in the app.

How far back can I get Venmo statements?

Venmo says statements go back three years, in one-month or quarterly periods depending on account activity.

Can I export Venmo transactions to Excel?

Yes. Download the statement CSV and open it in Excel. If what you have is a PDF or a printout of a Venmo statement, convert it here to Excel instead.

Is there a Venmo statement as a PDF?

Venmo’s help pages describe the account statement only as a CSV file. The Venmo Credit Card statement is a document you can download from the app. VouchRow converts PDFs to spreadsheets and accounting files; it does not create PDFs.

Can I download Venmo transactions into Quicken or QuickBooks?

Venmo does not offer a Quicken or QuickBooks file. Convert a Venmo statement PDF to QFX for Quicken or QBO for QuickBooks, or map Venmo’s CSV with a CSV to QBO tool.

Why doesn’t my Venmo statement add up to the ending balance?

Payments funded from a linked bank account or card are listed on the statement but did not pass through the Venmo balance. Leave them out and the rows reconcile.

How do I get statements for my Venmo business profile?

On venmo.com, open Statements and use the profile selector at the top of the page to choose the business profile. Tips on business payments show in the web download.

When does Venmo send a 1099-K?

For 2025, when goods and services payments exceed $20,000 and number more than 200 in the year, unless your state sets a lower threshold. Venmo’s estimated issue date is January 31, under Settings, Tax Documents.

Keep going

Related guides and converters

Formats for Venmo

Other payment apps

Guides

Other banks

PayPalCash AppChimeAll banks

Sources

The facts about Venmo on this page come from these pages, checked in October 2026. Banks change their online banking; if something here no longer matches, the bank’s own help page wins. Tell us and we will update it.

Convert your Venmo statements

Upload Venmo Credit Card statements or Venmo statement PDFs, check the totals, and export Excel, CSV, QBO or QFX.

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