Cash App balance, Cash App Card and business accounts
Convert a Cash App statement to Excel, CSV or QuickBooks
Cash App gives you a monthly statement in the app and at cash.app/account. Convert the PDF to get your Cash App activity into Excel, CSV or QuickBooks, with money in and money out signed correctly.
- Money out signed as money out
- Fees kept apart from amounts
- The right year on every row
- Every row linked to its line on the PDF
5 business days
after month end, the statement is ready
24 months
of Activity history to view
Per Cash App’s terms
Tax-year CSV
for business accounts only
Next to the 1099-K
Not a bank
Sutton Bank and Bancorp issue the cards
Savings held at Wells Fargo
The short answer
Can you export Cash App transactions to Excel?
For a business account, partly: Cash App sends business accounts a Transactions CSV for the tax year, next to the 1099-K, under Documents. For personal activity, Cash App’s help pages describe a monthly account statement and an Activity list you can search and filter, but no CSV export. Some third-party guides describe an Export CSV button on the web Activity page; Cash App’s own help does not, so check your account before relying on it.
The monthly statement is always there. In the app, tap the Profile icon, then Documents, then Account Statements; on the web, log in at cash.app/account and choose Documents, then Account statements, pick the year and select View next to the month. Cash App says statements are available within 5 business days of month end, and each one has your starting and ending balance, fees, transaction history, direct deposit details and your account and routing numbers.
Converting that statement gives you the rows in Excel, CSV or QuickBooks, checked against the starting and ending balance. It is also the document a lender, a landlord or a court usually asks for, rather than a screenshot of the Activity tab.
Money out has no minus sign
Sample statement
What a Cash App statement looks like
Hover or tap a number to see what each part means for a conversion.
Cash App
September 2026 Statement · $JaneDoe
Account number ending 4492 · routing number on page 1
All transactions shown in Eastern Time
Monthly summary
- Balance on Sep 1
- $84.20
- Money In
- + $1,317.80
- Money Out
- $1,122.67
- Fees
- $2.20
- Change
- + $195.13
- Balance on Sep 30
- $279.33
Transactions (page 2)
| Date | Description | Details | Fee | Amount |
|---|---|---|---|---|
| Sep 2 | ACME Staffing | Direct deposit | $0.00 | + $1,240.00 |
| Sep 4 | Sam Rivera | Cash App payment | $0.00 | $45.00 |
| Sep 9 | Kroger | Cash Card | $0.00 | $62.18 |
Transactions (page 3)
| Date | Description | Details | Fee | Amount |
|---|---|---|---|---|
| Sep 14 | Lee Chen | Cash App payment (business) | $2.20 | + $77.80 |
| Sep 21 | Transfer to Chase ending 6612 | Standard transfer | $0.00 | $1,000.00 |
| Sep 27 | Netflix | Cash Card | $0.00 | $15.49 |
Native export
What Cash App lets you export
Each route has a job. Converting the statement covers personal activity, which no Cash App file does.
Account statements
Not published
One statement per month with starting and ending balance, fees, transaction history, direct deposit details and account and routing numbers.
Where it stops: A document only. Getting the rows into Excel or QuickBooks means converting it.
Transactions CSV (business accounts and bitcoin)
The tax year
Business accounts get a Transactions CSV with the Form 1099-K under Documents; bitcoin has its own Transactions CSV.
Where it stops: Tax-year files, not monthly statements, and not for a personal account’s everyday activity.
Converting the statement with VouchRow
Any statement you have
The PDF becomes rows with money out negative, checked against the opening and closing balance, with every row linked to its line.
Where it stops: Needs the statement PDF. A month you never saved has to come from Cash App first.
How far back
How far back each Cash App option reaches
Cash App publishes figures for its transaction history, but not for how many monthly statements it keeps.
Activity history in the app and on the web
24 months
Cash App’s terms say you can view a 12-month and 24-month history of transactions in the app or at cash.app/account.
Written history on request
At least 24 months
The Cash App Card agreement gives the right to at least 24 months of written history, by phone or by mail.
Monthly account statements
Not published
Listed by year under Documents, Account statements. Cash App does not say how many years it keeps.
A dashed bar means the bank does not publish a figure; check your own online banking.
Step by step
How to convert a Cash App statement
- 1Download the statements from Cash AppIn the app: Profile icon, Documents, Account Statements. On the web: cash.app/account, Documents, Account statements, open the year and select View next to each month you need.
- 2One Cash App account per batchKeep each $Cashtag’s statements together. A personal account and a business account are separate accounts in the books.
- 3Upload and convertSign in to VouchRow and add the PDFs. Digital statements convert in batches. A scanned or printed copy is read with OCR, one at a time. A password-protected PDF is unlocked in your browser; the password is never sent.
- 4Check the monthStarting balance plus money in, minus money out, must equal the ending balance. If not, VouchRow shows the dollar difference, and clicking any row shows its line on the PDF.
- 5ExportExcel or CSV for a review, QBO for QuickBooks, QFX or QIF for Quicken, or the Xero CSV preset.
Formats
Where is your Cash App data going?
Pick the destination. The advice changes with it.
Cash App statement to Excel
An .xlsx with one row per transaction: date with the year filled in, description, details and a signed amount, money in positive and money out negative. The starting balance plus the column equals the ending balance on the statement.
For an income review, filter the rows whose details say direct deposit and total them by month. Cash App payments from friends and transfers from your own bank are not wages.
PDF to ExcelCash App statement to CSV
CSV is for when another tool reads the file: an underwriting system, a budgeting app or an import screen. Choose the date format the importer expects before you export.
A converted CSV has the same columns every month and full dates, which Cash App’s statement does not print.
PDF to CSVCash App statement to QuickBooks
Set up Cash App as a bank account in QuickBooks and import a QBO file into it (in QuickBooks Online, upload from file under bank transactions; in Desktop, as Web Connect).
Each row carries a transaction ID, so importing a month twice does not duplicate it. Match transfers to your bank against the bank account as transfers, and book Cash App’s business fees to a merchant fees account.
PDF to QBOCash App statement to Quicken
Convert to QFX and import into a Cash App account in Quicken. QFX carries a transaction ID per row, so overlapping months do not duplicate.
QIF also works but has no transaction IDs. Prefer QFX.
PDF to QFXCash App statement to Xero
Use the Xero CSV preset: one signed amount column and the date format Xero expects. Import into a Cash App bank account in Xero, then reconcile.
Because the export puts money out as negative, Xero reads Cash Card purchases and payments you sent as spend money, not receive money.
Statements into XeroStatement layout
How a Cash App statement is laid out
The facts to check against the statement in front of you. Accounts covered: Cash App balance (personal), Cash App Card purchases, Cash App business accounts, Savings in Cash App.
| Date format | Month and day only (“Sep 4”); the year comes from the statement month. Times are Eastern |
|---|---|
| Running balance | None on the rows. The month is proved from the opening and closing balance |
| Amount column | Money in printed with a plus sign, money out with none; a separate Fee column |
| What it includes | Starting and ending balance, fees, transaction history, direct deposit details, account and routing numbers |
| Columns | Date, Description, Details, Fee, Amount, repeated at the top of every page |
Why it works
Built around how Cash App prints a statement
Unsigned means money out
Cash App marks money in with a plus sign and leaves money out unsigned. Converted files put money out as negative, which is what every importer expects.
Fees not counted twice
Where Cash App charged a fee, the Fee column shows it and the Amount is already what reached the balance. The amount is taken as printed and the fee kept visible beside it.
The right year on every row
Rows print the month and day only. The year comes from the statement month, so a December statement stays in the right year.
Repeated headings skipped
The Date, Description, Details, Fee and Amount headings repeat on every page. They are skipped, not read as rows.
Every row traced to its line
Click a row and the PDF opens at the line it came from. A reviewer can check any deposit without paging through the statement.
Direct deposits easy to total
Payroll and benefit deposits come out as positive rows, ready to total by month for an income review.
Checked before export
A misread digit is caught on its own row
Every conversion is tested against the statement: the running balance on every row, page subtotals, opening plus movement against closing, the printed credit and debit totals, and the transaction count. When a number does not add up, VouchRow names the row and highlights the line it came from on the PDF.
Arithmetic only: it verifies amounts, balances and totals, not descriptions or dates, and two errors that cancel out would pass. The source-line link covers the rest.
How the checks workRunning balance check
- POS AMAZON MKTPLACE−86.4316,604.12
- CHECK #1042−1,250.0015,354.12
- ZELLE FROM J MORALES+640.0015,994.12
Every row agrees with the balance printed beside it.
Layout
How to read a Cash App statement
Cash App does not publish a sample statement, so this describes how Cash App statements have printed in recent years; compare it with yours. Page one gives the month, your account details and the balance at the start and end of the month with the change between them, along with money in, money out and fees for the month.
The transaction pages have five columns: Date, Description, Details, Fee and Amount. Description is the person or merchant; Details is what kind of transaction it was, such as a Cash App payment, a Cash Card purchase, a direct deposit or a transfer. Dates print as month and day (“Sep 4”), and the statement notes that all transactions are shown in Eastern Time. The column headings repeat at the top of each page.
Cash App says the statement also carries direct deposit details and your account and routing numbers, which is why landlords and lenders accept it more readily than a screenshot.
Statement or Activity
Cash App’s Activity tab and CSVs vs the statement
The Activity tab, in the app and at cash.app/account, lists everything that moved through the account: peer-to-peer payments, Cash App Card purchases, savings, bitcoin and transfers. You can search it and filter by date or amount. Cash App’s terms say you can view your 12-month and 24-month history there. It is a screen, not a file.
Business accounts receive a Transactions CSV for the tax year alongside the Form 1099-K, and bitcoin activity has its own Transactions CSV. If one of those covers what you need, use it. They are tax-year files, though, not monthly statements, and they do not cover a personal account’s everyday spending.
For anything older than the Activity history, the Cash App Card agreement gives you the right to at least 24 months of written transaction history on request, by phone or by mail. Statements you saved yourself can be converted at any time.
Proof of income
Cash App statements for lenders, landlords and courts
People paid through Cash App direct deposit often have no other bank statement to show. Cash App’s statement carries the account and routing numbers and the direct deposit details, and it is a monthly document with an opening and closing balance, which is what an underwriter expects.
Converted, it gives a reviewer the deposits as rows, ready to total by month, with every row linked to its line on the PDF and the month checked against the opening and closing balance. Money received from friends is a Cash App payment, not a direct deposit; the Details column shows which is which.
Who holds the money
Cash App, Sutton Bank and the Cash App Card
Cash App calls itself a financial services platform, not a bank. Prepaid Cash App Cards are issued by Sutton Bank, Member FDIC, and Cash App Visa Debit Flex Cards by Sutton Bank or The Bancorp Bank, N.A. Savings balances are held at Wells Fargo Bank, N.A. for the benefit of Cash App customers.
Cash App Card spending is paid from your Cash App balance, so card purchases appear on the Cash App statement as money out, marked as Cash Card in the Details column. Transfers between Cash App and an outside bank appear on both statements, which Cash App points out, so match them rather than counting them twice.
Troubleshooting
Common Cash App statement conversion problems
Most Cash App errors come from the signs and the extra Fee column.
- Spending shows as income: unsigned amounts were read as positive. On Cash App, unsigned means money out.
- Fees counted twice: the Fee column was subtracted from an Amount that was already net of it.
- Column headings in the middle of the data: the Date, Description, Details, Fee, Amount line repeats on every page.
- January rows in the wrong year: rows print month and day only. The year has to come from the statement month.
- A late-evening payment lands on the next day: Cash App shows times in Eastern Time, which may not be your zone.
- A transfer appears twice in the books: it is on the Cash App statement and on your bank statement. Match the two as one transfer.
Side by side
Cash App’s own options vs converting the statement
| Cash App Activity and CSVs | Converting the PDF statement | |
|---|---|---|
| Personal activity as a file | Not described in Cash App’s help pages | Excel, CSV, QBO, QFX, OFX, QIF, IIF, Tally XML |
| Business accounts | Transactions CSV for the tax year | Any month, as its own file |
| How far back | 12- and 24-month history on screen | Any statement you have saved |
| Checked against Cash App’s totals | No | Against the opening and closing balance |
| Account and routing numbers | Not on the Activity tab | On the statement, kept with the PDF |
| Proof for a reviewer | Screenshots | Every row linked to its line on the PDF |
Before you import
After converting a Cash App statement, check these
- The month balancesStarting balance plus money in, minus money out, equals the ending balance. If not, the difference is shown.
- Money out is negativePayments sent, Cash Card purchases and transfers to your bank are negative, not income.
- Fees not doubledFees appear beside their payments, and the amounts are as printed, already net of them.
- No heading rowsNo Date, Description, Details, Fee, Amount lines among the transactions.
- Dates in the right yearEvery row carries the statement’s year, and December statements stay in December.
- Transfers matchedEach transfer to or from a bank appears once in the books, matched against the bank statement.
Downloaded activity and statements are not the same thing
Excel for Cash App
Who uses it
Who converts Cash App statements
Lenders and underwriters
A borrower’s Cash App statements with direct deposits totalled by month and each deposit traceable to its line on the PDF.
Landlords and property managers
Rental applicants paid by Cash App direct deposit, whose statements become a spreadsheet of income that ties to the PDF.
Small sellers and their bookkeepers
Cash App business account statements converted to QBO for months not covered by the tax-year CSV.
Family law and child support
Cash App statements produced in a case, with money in and money out signed correctly, so income and spending are not swapped.
FAQ
Cash App statements: questions
How do I get a Cash App statement?
In the app, tap the Profile icon, then Documents, then Account Statements. On the web, log in at cash.app/account, choose Documents, then Account statements, open the year and select View next to the month.
When is my Cash App statement for this month available?
Cash App says monthly statements become available within 5 business days of month end. The current month has no statement until it closes; the Activity tab shows it in the meantime.
How do I export Cash App transactions?
Business accounts get a Transactions CSV for the tax year under Documents. For personal accounts, Cash App’s help pages describe no CSV export, so download the monthly statements and convert them here to Excel or CSV.
Can I use a Cash App statement as proof of income?
Many lenders and landlords accept it, because it shows direct deposit details and your account and routing numbers, but the decision is theirs. Converting it gives them the deposits as rows tied to the statement.
How far back can I see Cash App transactions?
Cash App’s terms say you can view a 12-month and 24-month history in the app or at cash.app/account. The Cash App Card agreement also gives the right to at least 24 months of written history on request.
How do I read a Cash App statement?
Page one has the month’s opening and closing balance. The transaction pages list Date, Description (who), Details (what kind of transaction), Fee and Amount. Money in carries a plus sign; money out has none.
Is Cash App a bank?
No. Cash App is a financial services platform. Its cards are issued by Sutton Bank or The Bancorp Bank, and savings balances are held at Wells Fargo Bank for Cash App customers.
My Cash App statement PDF has a password. Can I still convert it?
Yes. Enter the password when you upload. The PDF is unlocked in your browser and the password is never sent to us.
Keep going
Related guides and converters
Sources
The facts about Cash App on this page come from these pages, checked in October 2026. Banks change their online banking; if something here no longer matches, the bank’s own help page wins. Tell us and we will update it.
- Cash App: how to access your account statements (cash.app)
- Cash App: view account activity (cash.app)
- Cash App: personal and business use tax reporting, Transactions CSV (cash.app)
- Cash App: Terms of Service, transaction history (cash.app)
- Cash App: Prepaid Card Program Agreement, written history (cash.app)
- Cash App: banking, partner banks and FDIC pass-through (cash.app)
Convert your Cash App statements
Upload the monthly statement PDFs, check each month against its opening and closing balance, and export Excel, CSV, QBO or QFX.