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Wise USD, EUR, GBP and other currency balances

Convert a Wise statement to Excel, CSV or QuickBooks

Wise already exports each currency balance as CSV, XLSX and accounting formats. Convert the Wise statement PDF when it is the document you were given, or when you need QBO or QFX for one currency at a time.

  • One account per currency
  • Amounts kept in the currency printed
  • Conversions read as two legs
  • QBO and QFX, which Wise does not export
Create your account Wise to QBO
wise-statement-march.pdf
TransactionAmount · Balance
Checking running balance · row 1 of 6

365 days

at most per statement

Longer periods take several

PDF · CSV · XLSX · CAMT.053 · MT940 · QIF

Wise’s statement formats on the web

App: PDF, CSV, XLSX

12 months

of history in Wise’s Xero and QuickBooks feeds

Older: upload statements

One per currency

statement for each balance or jar

No currency conversion here

The short answer

Can you export a Wise statement to Excel?

Yes, and Wise does it well. Open a currency or jar, tap the three dots and choose Statements and reports, or tap your initials and go to Statements and reports, then Statements. Create a statement lets you pick the currencies or jars, the period, the file format and the language. On the web the formats are PDF, XLSX (Excel), CSV, MT940, QIF and CAMT.053; the app offers PDF, CSV and XLSX. Each statement covers up to 365 days. If an XLSX from Wise is what you need, use it.

Convert the PDF when the PDF is what you have. A client who sends their Wise statements, a lender reviewing a self-employed borrower, or an accountant handed a year of USD, EUR and GBP statements works from the documents, not a login. Converting them gives rows that tie to each statement’s balances, with every row linked to its line on the PDF.

Wise’s formats also stop short of QuickBooks and Quicken files: there is QIF, but no QBO or QFX. A converted statement exports either, one currency at a time. VouchRow does not convert between currencies: a EUR statement stays in euros, and each currency imports into its own account.

Watch for this

One account, several currencies, and a conversion that appears twice

A US freelancer paid in euros and pounds sees one Wise account in the app, but Wise’s statements are per currency balance: a USD statement, a EUR statement and a GBP statement, each with its own opening balance, closing balance and running balance in its own currency. When euros are converted to dollars, the EUR statement shows money out in euros and the USD statement shows money in at a different figure, in dollars. Stack the three statements into one column and the totals mean nothing: euros and dollars are added together, and every conversion counts twice. Each currency has to be converted as its own account, in its own currency, and that is how VouchRow treats it. It does not convert between currencies; the amounts stay as Wise printed them.

Sample statement

What a Wise statement looks like

Hover or tap a number to see what each part means for a conversion.

Wise Business USD and EUR balance statements, September 2026 (illustrative: Wise publishes no sample, so headings are generic)

Wise

USD statement · Sam Rivera Studio LLC

Period Sep 1, 2026 – Sep 30, 2026

One statement per currency: a EUR statement is issued separately

USD balance

Balance on Sep 1, 2026
$3,200.00
Money in
+$5,583.10
Money out
-$5,075.99
Balance on Sep 30, 2026
$3,707.11

USD transactions

DateDescriptionAmountRunning balance
09/03/2026Received money from ACME CORP (ACH)4,500.007,700.00
09/09/2026Card transaction, ADOBE · CARD-81723-59.997,640.01
09/15/2026Converted 1,000.00 EUR to 1,083.10 USD1,083.108,723.11
09/20/2026Sent money to Sam Rivera (Chase ••6612)-5,000.003,723.11
09/26/2026Card transaction, NOTION LABS · CARD-82290-16.003,707.11

EUR transactions (from the separate EUR statement)

DateDescriptionAmountRunning balance
09/04/2026Received money from MÜLLER DESIGN GMBH1,200.001,450.00
09/15/2026Converted 1,000.00 EUR to 1,083.10 USD-1,000.00450.00
09/15/2026Wise fee for conversion-4.36445.64

EUR: balance on Sep 1 €250.00 · balance on Sep 30€445.64

Illustrative layout. The sections and columns follow a real Wise statement; the names and numbers are made up.

Native export

What Wise lets you export

Wise’s files and feeds cover most needs when you have the login. The statement is the record when the figures have to match it.

PDFCSVXLSX

Statements and reports

Up to 365 days per statement

One statement per currency or jar, in the language you choose. On the web, MT940, QIF and CAMT.053 are offered for accounting software too.

Where it stops: No QBO or QFX, and only transactions made through Wise balances; outside-funded transfers are on the transfer list instead.

Xero and QuickBooks bank feeds

Up to 12 months back

Each connected currency syncs into the accounting software. Xero syncs every four hours; both let you choose a start date up to a year back.

Where it stops: Nothing older than 12 months, and more than one balance in QuickBooks needs multicurrency turned on.

XLSXCSVQBOQFXOFXQIF

Converting the statement with VouchRow

Any statement you have

Each currency’s PDF becomes rows in the format your software takes, checked against its balances, with every row linked to its line.

Where it stops: Needs the statement PDF. Amounts stay in the currency printed; nothing is converted between currencies.

How far back

How far back each Wise option reaches

Wise limits the length of each statement, not how far back you can go. The accounting feeds are the shorter reach.

Statement per currency (PDF, CSV, XLSX and more)

365 days per statement

Any period you choose, up to 365 days each. Wise does not publish a limit on how far back statements go.

Xero and QuickBooks bank feeds

Up to 12 months back

The sync can start up to one year in the past for all connected currencies. Wise says to upload statements for anything older.

Statement archive

Not published

Wise does not state how many years of statements it keeps available to download.

A dashed bar means the bank does not publish a figure; check your own online banking.

Step by step

How to convert a Wise statement

  1. 1Download a statement per currencyIn Wise, open Statements and reports, choose Statements, then Create a statement. Pick one currency or jar, the period (up to 365 days) and PDF. Repeat for each currency. Several statements at once arrive as a zip file or by email.
  2. 2One currency per batchKeep the USD statements together, the EUR statements together, and so on. Each currency becomes its own account in your books.
  3. 3Upload and convertSign in to VouchRow and add the PDFs. Digital statements convert in batches. A scanned or printed copy is read with OCR, one at a time. A password-protected PDF is unlocked in your browser; the password is never sent.
  4. 4Check each currency’s balanceThe opening balance plus the rows must equal the closing balance, and each running balance is checked, all in that statement’s currency. If a figure is off, VouchRow shows the difference, and clicking a row shows its line on the PDF.
  5. 5ExportExcel or CSV to review, QBO for a QuickBooks bank account in that currency, QFX or QIF for Quicken, or the Xero CSV preset.

Formats

Where is your Wise data going?

Pick the destination. The advice changes with it.

Wise statement to Excel

An .xlsx per currency with one row per transaction: date, description and a signed amount in that currency, money in positive and money out negative. Keep USD, EUR and GBP in separate files; adding them together gives a number with no meaning.

If you have the login and only need a spreadsheet, Wise’s own XLSX statement does that. Convert the PDF when it is what you were sent or when the sheet must tie to it.

PDF to Excel

Statement layout

How a Wise statement is laid out

The facts to check against the statement in front of you. Accounts covered: Wise Business account, Wise personal account, USD, EUR, GBP and other currency balances, Jars.

One currency per statementStatements are created per currency balance or jar; a USD, EUR and GBP account means three statements for the same period
PeriodAny range you choose, up to 365 days per statement
Running balanceWise’s statement data carries a running balance on each transaction, and the period’s closing balance
FeesWise’s statement API offers fees inside each transaction (COMPACT) or on their own line (FLAT); check which your file shows
ConversionsA currency conversion leaves one balance and arrives in another, so it appears on two statements in two currencies

Why it works

Built around how Wise issues statements

One currency, one account

Each Wise balance statement converts as its own account, in its own currency, the way QuickBooks and Xero hold foreign-currency bank accounts.

No currency conversion

Amounts stay in the currency Wise printed. Nothing is translated into dollars, so the rows still tie to the statement they came from.

Conversions as two legs

Euros converted to dollars leave the EUR statement and arrive on the USD statement. Both legs stay in their own currency, so neither is a sale or an expense.

Fees kept visible

Where Wise prints a fee on its own line, it becomes its own row, ready to book to bank charges instead of hiding inside a conversion.

Every row traced to its line

Click a row and the statement opens at the line it came from, with Wise’s reference beside it.

Older than the feeds

Wise’s QuickBooks and Xero feeds reach back 12 months. Statements for earlier periods convert to QBO or the Xero CSV preset.

Checked before export

A misread digit is caught on its own row

Every conversion is tested against the statement: the running balance on every row, page subtotals, opening plus movement against closing, the printed credit and debit totals, and the transaction count. When a number does not add up, VouchRow names the row and highlights the line it came from on the PDF.

Arithmetic only: it verifies amounts, balances and totals, not descriptions or dates, and two errors that cancel out would pass. The source-line link covers the rest.

How the checks work

Running balance check

RowAmountBalance
  • POS AMAZON MKTPLACE−86.4316,604.12
  • CHECK #1042−1,250.0015,354.12
  • ZELLE FROM J MORALES+640.0015,994.12

Every row agrees with the balance printed beside it.

Layout

How a Wise statement is organised

Wise does not publish a sample statement, so compare the points here with your PDF. Each statement is for one currency balance or jar, over a period you choose of up to 365 days. Wise says it shows all transactions, including activity you have hidden in the app, but only transactions made through Wise currency accounts. Transfers you paid for with an outside card or bank, without touching a balance, are not on it; Wise’s transfer list on the Transactions page has those.

Wise’s statement documentation describes what each transaction carries: a date, a debit or credit type, the amount, the fees, any exchange details, a running balance and a reference number (card payments, for example, have references beginning CARD-). Each statement ends with the closing balance for the period. That running balance is what each converted row is checked against.

The same documentation describes two statement types: COMPACT, with one line per transaction, and FLAT, where transaction fees sit on a separate line. Whichever you have, the arithmetic has to work: in a compact statement the amount already includes the fee, so adding the fee again would count it twice.

Currencies

USD, EUR and GBP balances: one statement each

A US business invoicing European and UK clients typically holds USD, EUR and GBP balances, and receives local account details for each. For the books, treat each balance as a separate bank account in its own currency: Wise USD, Wise EUR, Wise GBP. That is how Wise’s statements are built, and it is how QuickBooks Online (with multicurrency turned on) and Xero hold foreign-currency bank accounts.

A conversion from EUR to USD appears on both statements: money out of EUR in euros, money in to USD in dollars. Book it as a transfer between the two accounts, and let your accounting software record the exchange gain or loss. VouchRow converts the statement, not the currency: the EUR file stays in euros, and the dollar value of the conversion is whatever Wise printed on the USD statement.

Export or statement

Wise’s own exports vs converting the statement

If you have the login, Wise’s own files cover a lot. CSV and XLSX open in Excel. CAMT.053 (version 10) and MT940 are bank-statement formats that some accounting systems import directly, and QIF works in Quicken. Wise’s Xero and QuickBooks connections are a bank feed: Xero syncs every four hours from the day you connect, and both let you choose a start date up to 12 months back. For anything older, Wise’s own advice is to upload PDF or CSV statements for each currency.

Convert the PDF when it is the record that matters or the only one you have: statements a client or borrower sent, a period that has to match the PDF to the cent, or QuickBooks Desktop and Quicken users who want QBO or QFX with transaction IDs rather than QIF. A feed connected late, or reconnected after a break, also leaves months that converted statements can fill.

Account type

Is Wise a bank? What it means for your statements

No. Wise US Inc. is licensed as a money transmitter (in states where it is not, Community Federal Savings Bank provides the service). Wise says money in a Wise account is not covered by FDIC insurance unless you opt in to earn interest on USD, in which case up to $250,000 of USD is swept to a Program Bank, currently JPMorgan Chase Bank, N.A., with FDIC pass-through insurance.

For conversion this changes little: a Wise statement is still a balance with an opening figure, rows and a closing figure. It does mean lenders and landlords sometimes treat Wise statements differently from a bank’s, so check what the reviewer accepts. Wise offers a “Stamp and sign this document” option on statements for that purpose.

Troubleshooting

Common Wise statement conversion problems

Most Wise errors come from mixing currencies.

  • Totals that make no sense: USD, EUR and GBP statements were combined into one account. Convert each currency on its own.
  • Income counted twice: a conversion was booked as a sale on both statements. It is a transfer between two currency accounts.
  • Fees counted twice: a compact statement’s fee was added to an amount that already includes it.
  • A transfer you made is missing: it was paid from an outside card or bank and never touched a balance. It is on Wise’s transfer list, not the statement.
  • A year will not fit in one statement: each Wise statement covers at most 365 days. Create two.
  • Several Wise balances will not connect to QuickBooks: Wise says connecting more than one balance needs multicurrency turned on in QuickBooks.

Side by side

Wise’s own statement files vs converting the PDF

Wise statement files and feedsConverting the PDF statement
FormatsPDF, CSV, XLSX, CAMT.053, MT940, QIF (web); PDF, CSV, XLSX (app)Excel, CSV, QBO, QFX, OFX, QIF, IIF, Tally XML
PeriodUp to 365 days per statement; feeds go back 12 monthsAny statement you have
CurrenciesOne statement per currency balance or jarOne account per currency, amounts as printed
Checked against Wise’s balancesNoRunning balance and closing balance
Needs the Wise loginYesNo: PDFs a client sends work
Proof for a reviewerA list of rowsEvery row linked to its line on the PDF

Before you import

After converting a Wise statement, check these

  • Each currency balancesOpening balance plus the rows equals the closing balance, separately for USD, EUR, GBP and any other balance.
  • One currency per accountNo file or account mixes currencies, and every amount is still in the currency Wise printed.
  • Conversions pairedEvery conversion out of one currency has its other leg on another currency’s statement, booked as a transfer.
  • Fees counted onceFees on their own line appear once, and are not also added to an amount that already includes them.
  • Payouts reach the bankMoney sent to your US bank appears as a deposit on that bank’s statement.
  • No overlap with the feedPeriods Wise’s QuickBooks or Xero feed already brought in are not imported twice.

Downloaded activity and statements are not the same thing

Every large US bank offers two different exports, and people reach for the wrong one constantly. Downloadable account activity — CSV, and often QFX or OFX — covers a recent window, typically a few months, and stops. Statements are PDFs, are issued per period, and go back years. If you need last March, the activity export will not have it and the statement will; converting the PDF is how that gap is closed.
Suggested format

QBO for Wise

Wise’s own files include CSV, XLSX, QIF, CAMT.053 and MT940, but not QBO or QFX, and its QuickBooks feed reaches back 12 months. A converted QBO per currency imports older periods with a transaction ID on every row.
Wise statement to QBO

Who uses it

Who converts Wise statements

01

US freelancers paid in euros and pounds

A year of USD, EUR and GBP statements for a tax preparer, each currency in its own file, with conversions shown as transfers.

02

Bookkeepers with an import-export client

Wise Business statements older than the 12-month feed, converted to QBO per currency and imported into foreign-currency bank accounts.

03

Lenders and landlords

Wise statements a self-employed applicant sends, turned into rows that tie to each currency’s balance, with every deposit traceable.

04

Divorce and forensic work

Wise statements produced in discovery, converted so money moved between currencies and out to US bank accounts can be followed leg by leg.

FAQ

Wise statements: questions

How do I download a Wise statement?

Open a currency or jar, tap the three dots and choose Statements and reports, or tap your initials and go to Statements and reports, then Statements. Create a statement, pick the currency, period and format, and confirm with your password.

Can I export Wise transactions to CSV or Excel?

Yes. Wise statements come as CSV or XLSX as well as PDF, on the web and in the app. On the web you can also choose MT940, QIF or CAMT.053 for accounting software.

How far back can I get a Wise statement?

Each statement covers up to 365 days, so longer periods take several statements. Wise does not publish a limit on how far back you can go.

Why do I get a separate statement for each currency?

Wise builds statements per currency balance or jar. Each has its own opening and closing balance in its own currency, so convert and book each one as its own account.

Does VouchRow convert my EUR or GBP amounts to dollars?

No. Amounts stay in the currency Wise printed. Import each currency into a bank account in that currency and let your accounting software handle exchange rates.

Can I get Wise transactions into QuickBooks?

Wise has a QuickBooks bank feed that can start up to 12 months back. For older periods, or for QuickBooks Desktop, convert each currency’s statement PDF to QBO.

Where is the Wise statement of fees?

It is a separate document from the balance statement. Wise’s statement of fees sums the fees you paid in a previous year, grouped by currency.

Is Wise a bank?

No. Wise US Inc. is a licensed money transmitter. Wise says balances are not FDIC-insured unless you opt in to interest on USD, which sweeps USD to a Program Bank with pass-through insurance.

Keep going

Related guides and converters

Formats for Wise

Other payment and business accounts

Guides

Other banks

PayPalMercuryBluevineAll banks

Sources

The facts about Wise on this page come from these pages, checked in October 2026. Banks change their online banking; if something here no longer matches, the bank’s own help page wins. Tell us and we will update it.

Convert your Wise statements

Upload each currency’s statement PDFs, check every balance in its own currency, and export Excel, CSV, QBO or QFX.

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